Am I Required to Buy Auto Insurance in Florida?

Answer:

If you own a motor vehicle in the state of Florida, the only insurance coverage that the state requires you to carry are property damage liability and PIP. Property damage liability covers you if you crash into somebody and cause damage to their property, and PIP or no-fault benefits covers you if you were injured and required medical care and treatment as a result of that accident. Our firm always recommend purchasing uninsured motorist coverage, but you are not required to carry that coverage by law.