Important Types of Automobile Insurance Coverage

Answer:

The most important coverage you can have on your own auto policy of insurance is uninsured/underinsured motorist coverage, also known as UM coverage. This is because, in Florida, people aren’t required to carry bodily injury liability coverage. As a result, any number of individuals without liability coverage could run into you and cause you an injury. If you have uninsured/underinsured motorist coverage, then you can make your claim for injury directly against your insurance company, even though the person that caused the accident was uninsured for bodily injury coverage.