Other Driver Has Full Coverage

Answer:

That’s a tricky question because many people think that because they have their vehicle insured that they have full coverage. There are many misconceptions about full coverage in our state because Florida only requires drivers to carry property damage liability and PIP; there’s no requirement whatsoever to carry bodily injury coverage. Just because someone who hit you says they have full coverage, does not mean it is going to be the type of coverage that we would look for to compensate you for your injuries. This is all the more reason to purchase uninsured motorist coverage to protect yourself.