Personal Injury Protection in Florida

Answer:

PIP applies to car accident cases only. Essentially, if you’re injured and require medical care and treatment arising out of the use, operation or maintenance of a motor vehicle – and a car accident falls within that definition – then your PIP coverage will step in and pay for medical expenses, at the rate of 80 percent up to $10,000. They will also pay for prescription expenses, if you require prescription medication, as well as mileage to and from the doctor’s office. PIP also covers lost wages that you can document, at a rate of 60 percent. The only thing that is required to trigger your entitlement to PIP coverage is if the services that are rendered are a result of a motor vehicle accident.